About Us
At KoinsYa, we believe in inclusivity and providing a reliable solution through <strong>Merchant Cash Advance (MCA)</strong> services tailored for independent and contract workers.
We're here to help you move forward with confidence, achieve your goals, and build a stronger future
Our Mission
At KoinsYa, our mission is to bridge the gap between the challenges faced by independent workers and their financial opportunities. Through our <strong>Merchant Cash Advance model</strong>, we provide flexible access to working capital while promoting inclusion and empowerment. We're committed to being your trusted partner in this journey.

Our Why
We believe in creating opportunities for independent workers by offering <strong>Merchant Cash Advances</strong> and a comprehensive suite of tools that support daily needs and long-term aspirations.
Our service is designed not just to deliver advances, but to stand as a reliable partner, enhancing lives, rewarding loyalty, and building a path to financial growth and empowerment.


At KoinsYa, we empower freelance and independent workers with flexible Merchant Cash Advance (MCA) solutions. Our mission is to bridge the gap between everyday challenges and future opportunities, while being your trusted partner along the way. We stand for inclusion, support, and growth— helping you move forward with confidence